This Website is provided by Fulcrum Risk Services Pty. Ltd. (Fulcrum Risk) subject to the following terms and conditions.

1. The information provided on this Website has been compiled for your convenience. Fulcrum Risk makes no warranties about the accuracy or completeness of any information contained on this Website.

2. Fulcrum Risk makes no representations about the content or suitability of this Website or that it is accurate, defect free or virus free.

3. This Website is provided “As Is” and all warranties whether express, implied, statutory or otherwise, relating to your use of this Website, including without limitation, warranties as to: quality; fitness; correctness; accuracy; reliability; correspondence with any description or sample, meeting your or any other requirements; uninterrupted use; compliance with any relevant legislation and being error or virus free are excluded.

4. Fulcrum Risk, including its directors, affiliates, officers, employees, agents, contractors, successors, and assigns, will not accept any liability (contractual, tortious or otherwise) for any loss, damage, loss of profit, business interruption, loss of data or information or other injury resulting from the use of this Website.

5. Fulcrum Risk, its directors, affiliates, officers, employees, agents, contractors, successors and assigns do not accept any liability:


a. for any decisions made on the basis of information found on, or via, this Website. This Website does not constitute commercial advice and should not be taken as such.

b. for any damages or losses whatsoever, arising out of, or in any way related to, the use of this Website and any other site linked to this Website.


6. To the extent permitted by law, Fulcrum Risk shall not be under any liability to you or others in respect of any loss or damage (including, without limitation, consequential loss special, punitive or other damage) howsoever caused, which may be suffered or incurred, or which may arise directly or indirectly from your use of the content of the Website or information accessed through this Website.

7. Fulcrum Risk holds the copyright to this Website. Fulcrum Risk grants you a limited licence to download this Website for personal use only. You are not permitted to reproduce or alter this Website, or any copy of it, for any other purpose without the prior express written consent of Fulcrum Risk.

8. All trademarks, logos and other marks shown at this Website are the property of their respective owners.

9. Fulcrum Risk reserves the right to make changes, modifications, additions, deletions and corrections to the Website, at any time and without notice.

10. Fulcrum Risk regards your privacy as important and will take all reasonable steps to ensure that if you have subscribed to receive notification of Website updates, your e-mail address will remain confidential.

External Links Disclaimer

11. Links to other Websites have been provided for your convenience. Websites which you are transferred to are not controlled by Fulcrum Risk and Fulcrum Risk is not responsible for the information contained on those Websites.

12. The provision of a link does not constitute an endorsement or approval of that Website or any products or services on that Website. The content of any Website hyperlinked to this Website is not affiliated with, endorsed or sponsored by Fulcrum Risk unless expressly stated to the contrary.

13. Fulcrum Risk will not accept any liability for the use of those links to connect to Websites that are not under our control.